Who are Norton Home Loans?
As we aren’t on the high street most people haven’t heard of us before but we have been doing this for over 40 years now. We are independently owned but have big backers in the form of the Royal Bank Of Scotland. We are a responsible lender, authorised and regulated by the Financial Conduct Authority and treating customers fairly is at the heart of everything we do.
Who will you lend to?
We will consider any applicants who have a residential property in England, Scotland or Wales that are aged between 18 & 84 looking to borrow up to 75% of the value of their property.
Like any responsible lender we have some lending parameters and affordability checks to help us assess applications. We do however understand that life isn’t always black and white and that everybody doesn’t fit into the same boxes. That’s why we won’t automatically say no if you have a low credit score or have missed payments; CCJ’s and defaults on your credit profile. We also won’t automatically say no if you don’t have a conventional employment type or don’t live in a brick/tiled house. What we will do is take a view on your circumstances and look at the bigger picture.
How do I apply?
We work exclusively with mortgage professionals who are qualified to give the correct advise and recommendations. If you think we might be able to assist in your search for finance please speak to your broker or advisor about us. If you don’t currently have access to a mortgage professional please call us for more information.